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Personal Insurance Review

Let's say you are driving to work and there was an accident with $300,000 in damages, how much would you want your policy to pay?
Let's say you were involved in an accident or someone hurt themselves on your property and you were sued for $1,000,000. Where would you want the money to come from?
Do you have a trampoline?
Do you have any income-producing hobbies?
Do you have any jewelry that you would want replaced if it were lost while you were on vacation?
If you had damage to your car or home, would you prefer to have a lower deductible for less out-of pocket expense, or would you rather lower your premium by choosing a higher deductible?
Do you have any registered vehicles, such as boats or snowmobiles, that you would want replaced in the event of an accident?
If you were injured in a car accident by an uninsured or underinsured driver, how would you want your medical bills to be paid?
Do you have a home-based business?
Do you have any collections such as guns or artwork?
Do you have a vacation home or rental property?
Do you have an inventory of your household possessions?
If you live in an area frequented by flood, earthquakes or earth movement, would you want your property covered in the event of a disaster?
In the event of death, would you want loans on any of your vehicles paid off?
In the event of death, would you want the mortgage on your home paid off?
If you had a chronic illness that left you unable to care for yourself for an extended period or time, where would you want the money to come from?
Do you have any drivers under the age of 21?
How many licensed drivers are in your household?
Have you made any improvements or additions to your home or property over the past year?
Have you made any major purchases in the past year?
Have you added a burglar alarm or other security devices to your home or auto over the past year?
In order to protect your assets, it is important that we have complete information about your insurance coverage that is not written by us. Please provide information on the type of coverage, renewal date and the current insurance company.
Do you have any questions about your insurance program?
Please give us your name and the best way and time to contact you.